Our Services
American Heritage Financial offers independent financial management and advice in the following key areas:
Retirement planning
Making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement.
Tax management
Making sure you don't pay a penny more than the law requires. Looking for ways to hel reduce your current and future tax burden. Referring you to qualified tax specialists.
Estate preservation
Reviewing your wills and trusts. Helping preserve your estate for your intended heirs. Helping with beneficiary designations. Reducing exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors.
Risk management
Reviewing existing insurance policies. Finding the best policy for your situation.
Education funding
Recommending investment and accumulation strategies to help you pay for your children's education.
Investment Planning
Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles which are designed to help you reach and exceed your goals.
Employee and executive benefits
Helping your business attract and retain qualified employees through benefit packages.
Our services are designed to help you answer the following questions:
How can I get more from my investments?
How can I reduce my exposure to risk?
How much money will I need to live comfortably in retirement?
Am I saving enough?
What is the best way to save for college?
How can I help reduce estate taxes and preserve more of my assets for my heirs?
Do I have the right amount of life insurance?
We provide a full range of financial services to individual investors, including:
Cash management
Risk management
Investment planning
Tax planning
Retirement planning
Estate conservation
College funding
Charitable giving
When developing a customized financial program, we will walk you through a step-by-step process that is designed to make you feel more confident in your decisions. Once your goals have been established, appropriate strategies are customized to suit your vision and objectives. We can help you execute a sound financial program utilizing the following products and services:
Tax-reduction strategies
Investment management, including stocks and mutual funds
Retirement planning
Estate planning and preservation